A reference rate is a rate that determines pay-offs in a financial contract and that is outside the control of the parties to the contract. It is often some form of LIBOR rate, but it can take many forms, such as a consumer price index, a house price index or an unemployment rate.

Growth Rate and Generation Time of Bacteria, with Special Reference to Continuous Culture
Identifying a directional reference using rate gyros oriented along different axes
Evolution of hominoid mitochondrial DNA with special reference to the silent substitution rate over the genome
Rate of convergence in model reference adaptive control
Rate of convergence in model reference adaptive control
Glomerular filtration rate reference values in very preterm infants
Reference values for respiratory rate in the first 3 years of life.
Age related reference ranges for respiration rate and heart rate from 4 to 16 years.
Network-Adaptive Video Communication Using Packet Path Diversity and Rate-Distortion Optimized Reference Picture Selection
The Relationship Between the Reference Value of Erythrocyte Sedimentation Rate and Geographical Factors